Smartphone Telematics is More Than UBI - Xemplar Insights

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Xemplar Drive – Smartphone Telematics for Small Business Fleets
Dec 5 / Author: Harold Leitner

Xemplar Drive – Smartphone Telematics for Small Business Fleets

Xemplar Insights, LLC (www.xemplarinsights.com) is a US-based digital transformation company founded in 2017. It specializes in smartphone-based telematics and customer engagement solutions for insurance companies and small businesses. They have a suite of solutions, to suit various business situations but the most popular of them all is their solution(s) to enhance driving safety with an affordable price. With third generation of their software and over 100,000 drivers using their products and solutions, they are poised for significant growth in 2023.

One of Xemplar’s flagship products is Xemplar Drive (www.xemplardrive.com) – an affordable SaaS solution for small business owners having a fleet of drivers/vehicles to conduct their business. One of the biggest threats to businesses that rely on their fleets to get work done is unsafe driving of fleet vehicles.

Multimillion-dollar lawsuit judgements, exploding commercial auto premiums, and increasing government regulations can cripple businesses that do not protect themselves from at-fault accidents. Traditionally fleet managers and owners have relied on hardware telematics to better monitor fleet driver behavior and safety. However, most telematics solutions are expensive and tend to focus on operational metrics like idle time, stop time, dispatch, and routing. They may offer speeding alerts or some vehicle safety metrics, but a comprehensive driving behavior analysis of the drivers is not the core focus.

Xemplar Drive changes how fleet managers can manage and reduce the risks associated with unsafe fleet driving. Xemplar Drive enables drivers and fleet managers with Collaborative Risk Management features that improve safety by reducing risky driving behaviors that can cause at-fault accidents. It does this by giving drivers and fleet managers actionable insights into the who, what, when, and where of high-risk driving, and all at a cost that is significantly lower than hardware-based telematics.

Xemplar Drive is smartphone telematics, so there is no pricey hardware to install in fleet vehicles or high-cost data plans needed to collect data. The smartphone’s GPS location services and sensors are all that is needed to start trip detection and identify and score high-risk driving behaviors like phone usage, speeding, hard braking, rapid acceleration, and unsafe turning.

Xemplar Drive is a subscription-based solution and delivered as an app downloaded onto drivers’ phones or mobile devices. On when on duty, every trip taken is automatically detected, recorded, and scored for safety, and the safety score is reported to the driver. The mobile app shows drivers the high-risk driving behaviors that occurred during that trip and gives them insights into how their safety scores are trending compared to other fleet drivers. Drivers who are aware of their high-risk driving behaviors can take action to correct those behaviors and drive safer, and Xemplar Drive will provide feedback to reinforce the fleet’s safety culture and motivate the driver to drive safely.

Xemplar Drive solution and price also includes a Fleet Manager Portal which gives fleet-wide safety metrics that can be drilled down to individual drivers and trips for more detailed analysis. This web-based portal also gives fleet managers vehicle level reports that include mileage for scheduling maintenance, as well as driver logbooks for travel and stop time productivity analysis. Fleet managers can also communicate with drivers using non-distracting mobile push notifications, that appear on lock screen as well as within the app, and comply with preferences and settings on the phone. This is much less distracting and safer than texting or calling drivers when they are on the move.

Using Xemplar Drive, fleet managers can motivate and encourage fleet drivers to embrace a “safety mindset”. From the portal fleet managers can create safety campaigns that recognize drivers who maintain safe driving scores above a pre-set threshold. Xemplar Drive automatically updates drivers on the safety campaign and notifies those drivers who qualify for safe driving recognition. Fleet managers can choose how to recognize safe drivers with awards, prizes, or other incentives.

Every business, no matter the size, is threatened by at-fault accidents. Those fleets that need a lower cost, safety focused solution that puts the power of collaborative loss control into the hands of fleet drivers and fleet managers will find tremendous value and “peace of mind” in Xemplar Drive. Xemplar Drive enables drivers and fleet managers with actionable driver safety data that can protect their business and save lives, and all for around $5.00 per driver per month. Xemplar even offers a 30-day free trail to make sure their customers are 100% satisfied before signing up.

Let Us Know What You Think:  

SK Tirumala

Harold Leitner

VP, Business Development

hleitner@xemplarinsights.com

With over 25 years of technology sales, business development, and account management experience Harold leads Xemplar’s business development team. He has successfully driven business growth for early stage technology providers across a range of industries including e-commerce, finance, IOT, connected fleet technology and telematics. Harold holds an MBA from Northern Illinois University and a degree in International Business from Illinois State University.

SK Tirumala

SriKrishna “SK” Tirumala

CEO & Co-Founder

stirumala@xemplarinsights.com

Over the last 24+ years, SK has been at the forefront of delivering technology solutions in Property & Casualty. For the last few years, he has been spearheading the development of risk management solutions at Xemplar Insights, LLC. As the head of the business, SK passionately leads R&D and product engineering teams to advance the Xemplar product portfolio. He is continuously associated with customers, prospects and industry partners in solving their chronic business issues with cutting-edge technology.

Xemplar Solutions Suite

Xemplar Auto
XEMPLAR AUTO is a comprehensive mobile, cloud, and web solution that enables personal auto insurers to close gaps in their digital capabilities. Designed to support loss containment strategies using state-of-the-art smartphone telematics, it can also include policy self-service capabilities to drive adoption and lower servicing costs. Insurers get a powerful analytics portal to analyze where, when, and how risk occurs in their book of business. Granular data can be used develop new rating variables for Usage Based Insurance (UBI).

Xemplar Engage
Personal and Commercial P&C policyholders value the ease-of-doing business with their insurers over mobile and web channels. They are attracted to insurers with better digital capabilities for convenience and better service. Insurers understand that building relationships and creating loyalty with policyholders is key to their on-going profitability and success. The Xemplar Engage solution enables insurers to rapidly innovate and advance their digital transformation strategy with self-service features on mobile and web channels, resulting in significant competitive advantages with improved customer experience.

Xemplar Fleet
Xemplar Fleet is offered to Commercial Auto Insurers (small businesses to large fleet owners) as a white-labeled fleet risk reduction solution which can be offered to insured accounts, as their insurer’s solution to control claims and losses. The solution is made of three parts, (a) Mobile app (iOS, Android) for covered drivers, (b) Cloud-based administrative portal for Fleet Managers for each Commercial Account, and (c) Cloud-based administrative portal for the Carrier that oversees the complete set of fleets using the app.

Xemplar Drive
Xemplar Drive – Business was designed as a non-white-labeled option for Commercial Auto Insurers that believe that the policyholders will be apprehensive about using a data gathering solution provided by their insurance carrier. Xemplar Drive – Business would be referred by the insurer to the Commercial Auto policyholders (small businesses to large fleet owners) as a solution for risk prevention and loss control.
Xemplar Drive – Business is also available as a white-labeled off-the-shelf B2C subscription-based solution (SaaS or private) sold directly to Large Corporates, Commercial Businesses, and other Institutions that operate a fleet of vehicles, as a self-administered risk management solution.

Xemplar Drive
Xemplar Drive – Business is a branded off-the-shelf, B2C subscription-based solution sold through distribution channels such as driving schools or not-for-profit organizations to individuals and/or parents of teens as means to analyze driving habits of themselves, or young drivers as they gain driving experience and develop good driving habits.

Xemplar Stack
Xemplar Stack’s suite of licensable and adaptable software feature frameworks, platform architectures, design patterns, and data model assets helps businesses save development time and costs and jumpstart the creation of tailored software solutions for unique business cases.

About Xemplar Insights

Our journey began in early 2015 while experimenting with smartphone technology to analyze motion patterns that led us to develop an innovative and economical smartphone telematics solution for loss containment. We then extended our capabilities to include numerous new features including policy and claim services, and developed turn-key solutions for Personal and Commercial P&C Insurers. Today, Xemplar is an established digital solutions company that offers both pre-configured and tailor-made solutions to insurers and commercial businesses, with many companies using our products and services to drive their digital transformation.

Call us: +1-844-900-XEMP (9367)
Write to us: info@xemplarinsights.com