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This Simple Step Can Truly Change The Game
09 Sep / Author: SK Tirumala

Taking Fleet Safety to the Next Level with Mobile Telematics

When was the last time you thought getting behind the wheel was a walk in the park! Nowadays it is definitely not, given the ever-increasing traffic, deteriorating road conditions, invasive weather, and growing problem of aggressive drivers who do not follow the driving etiquette and/or ignore the law…

Ask these questions to see if mobile telematics solution may be needed for your fleet

  • Is efficient and safe operation of your vehicles critical to your business operations?
  • Do you have the necessary transparency into risks being taken by the drivers while driving company’s vehicles?
  • Can you afford to have a vehicle in the repair shop due to an accident that could have been prevented?
  • Is your business dependent on building a good image and credibility when it comes to your vehicles? Wouldn't involvement in a road accident hurt that image?
  • Are you looking to advance the digital capabilities of your enterprise? Have you considered leveraging the smartphone to help raise safety standards?
  • Auto Insurance is rapidly moving towards Telematics and offering UBI-based insurance products. Are you going to be ready for that to take advantage?

If you have answered “yes” to any of the above questions, then you must think about raising fleet safety measures with a cost-effective telematics solution.

Safety of your fleet and safety of the driver is more paramount than easing the burden of fleet’s total cost of ownership
If you thought only accident rate was a problem, hold on, what is more alarming is the cost involved in dealing with the post consequences of fleet accidents which is a major issue facing fleet operators. Easing the burden of fleet’s total cost of ownership has always been a priority but what is also needed is to do something that helps the drivers as well as the employers in running a smooth and risk-free operation. NHSTA estimates the average cost to employers at a whopping $24,057 per crash. The good news is that there are solutions to avoid such impacts to the bottom line – using simpler, smartphone-based and economic solutions like Xemplar Drive.

Monitoring driver behavior to stop fleet accidents from happening
The good news is there is a tried and tested way to stop accidents from happening within your fleet. By implementing Xemplar Drive, it is now possible to monitor the risks taken by your drivers at an individual level to know beforehand the indicators of accident risk. Given that the solution provides enough insights into the way the drivers conduct themselves on the road, it can help fleet operators to have a mechanism in place to coach driver, streamline the time and effort to improve or correct risky driving in an effort to stop fleet accidents from happening.

Time and time again, we see fleet operators spend hours trying to analyze how their drivers are doing on the road, only to fail because of lack of reliable and accurate data that can give insights into their driving behavior. Are you wondering how to keep your fleet safe and your drivers safer? Xemplar Drive helps you curb these four unsafe driving behaviors by blending the power of mobile telematics with data analytics to prevent:

  • Distracted Driving – such as texting, reading messages while driving
  • Speed Limit Violations – breaching posted speed limits by anacceptable margin
  • Rapid Acceleration- hitting on that gas pedal hard to accelerate
  • Hard Braking - quickly decelerating or abruptly stopping the vehicle
  • Unsafe Maneuvering/Cornering – taking turns or shifting lanes at risky speeds

Of course, there are many other benefits you can achieve with Xemplar Drive including operational mobile efficiencies, costs savings, and accident reporting to name a few, but you should check out here for more details.

When done correctly, leveraging mobile telematics can minimize the overall risks and optimize fleet operations
It is not without a reason that the use of telematics solution is considered to be imperative for businesses involved in fleet operations because it helps track violations that are indicative of unsafe driving behavior. Goes without saying distracted driving is turning out to be a big headache for businesses and the commercial auto insurers. The main challenge of tracking the fleet drivers is figuring out how to keep an eye on them while on the road.

Leveraging mobile telematics can help identify risk-taking drivers and retrain them to correct their driving behavior to reduce the possibilities of fleet drivers being involved in a collision. From rapid acceleration, harsh braking and speed violations to negligent driving, now it’s possible to collect, analyze and use deeper insights to minimize the overall risks and optimize their fleet operations.

Keeping fleet safe and drivers safer has never been this easier
With innovative and economic solutions like Xemplar Drive, the power of fleet safety is firmly in the hands of fleet managers and business owners to enforce stricter rules on drivers, as well as create incentives to reward those who demonstrate safe driving.

Do you need a solution that can help you know how your drivers are doing on the roads?
Take that first step today and derive great value by leveraging Xemplar Drive ─ created specifically for any business that owns or leases vehicles to:

  • Assess the driving habits of all fleet drivers
  • Capture digital records of the trips they take
  • Inform you of your driver’s last known location
  • Set boundaries to their driving routes
  • Create incentives for those who adhere to your safety standards

Having reliable data to examine the exposure is key to taking preventative actions to make the fleet operation safer and more efficient. A test drive of this solution is perhaps the next step?

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SK Tirumala

Harold Leitner

VP, Business Development

With over 25 years of technology sales, business development, and account management experience Harold leads Xemplar’s business development team. He has successfully driven business growth for early stage technology providers across a range of industries including e-commerce, finance, IOT, connected fleet technology and telematics. Harold holds an MBA from Northern Illinois University and a degree in International Business from Illinois State University.

SK Tirumala

SriKrishna “SK” Tirumala

CEO & Co-Founder

Over the last 24+ years, SK has been at the forefront of delivering technology solutions in Property & Casualty. For the last few years, he has been spearheading the development of risk management solutions at Xemplar Insights, LLC. As the head of the business, SK passionately leads R&D and product engineering teams to advance the Xemplar product portfolio. He is continuously associated with customers, prospects and industry partners in solving their chronic business issues with cutting-edge technology.

Xemplar Solutions Suite

Xemplar Auto
XEMPLAR AUTO is a comprehensive mobile, cloud, and web solution that enables personal auto insurers to close gaps in their digital capabilities. Designed to support loss containment strategies using state-of-the-art smartphone telematics, it can also include policy self-service capabilities to drive adoption and lower servicing costs. Insurers get a powerful analytics portal to analyze where, when, and how risk occurs in their book of business. Granular data can be used develop new rating variables for Usage Based Insurance (UBI).

Xemplar Engage
Personal and Commercial P&C policyholders value the ease-of-doing business with their insurers over mobile and web channels. They are attracted to insurers with better digital capabilities for convenience and better service. Insurers understand that building relationships and creating loyalty with policyholders is key to their on-going profitability and success. The Xemplar Engage solution enables insurers to rapidly innovate and advance their digital transformation strategy with self-service features on mobile and web channels, resulting in significant competitive advantages with improved customer experience.

Xemplar Drive
Xemplar Drive – Business was designed as a non-white-labeled option for Commercial Auto Insurers that believe that the policyholders will be apprehensive about using a data gathering solution provided by their insurance carrier. Xemplar Drive – Business would be referred by the insurer to the Commercial Auto policyholders (small businesses to large fleet owners) as a solution for risk prevention and loss control.
Xemplar Drive – Business is also available as a white-labeled off-the-shelf B2C subscription-based solution (SaaS or private) sold directly to Large Corporates, Commercial Businesses, and other Institutions that operate a fleet of vehicles, as a self-administered risk management solution.

Xemplar Drive
Xemplar Drive – Business is a branded off-the-shelf, B2C subscription-based solution sold through distribution channels such as driving schools or not-for-profit organizations to individuals and/or parents of teens as means to analyze driving habits of themselves, or young drivers as they gain driving experience and develop good driving habits.

Xemplar Stack
Xemplar Stack’s suite of licensable and adaptable software feature frameworks, platform architectures, design patterns, and data model assets helps businesses save development time and costs and jumpstart the creation of tailored software solutions for unique business cases.

About Xemplar Insights

Our journey began in early 2015 while experimenting with smartphone technology to analyze motion patterns that led us to develop an innovative and economical smartphone telematics solution for loss containment. We then extended our capabilities to include numerous new features including policy and claim services, and developed turn-key solutions for Personal and Commercial P&C Insurers. Today, Xemplar is an established digital solutions company that offers both pre-configured and tailor-made solutions to insurers and commercial businesses, with many companies using our products and services to drive their digital transformation.

Call us: +1-844-900-XEMP (9367)
Write to us: info@xemplarinsights.com